Enterprise Settlement Architecture
For high-risk merchants, web hosting providers, and iGaming platforms, flexibility in payment acceptance is critical. However, exposing operational revenue to the volatility of native cryptocurrencies is a severe financial risk. The Payvify infrastructure solves this through intelligent routing and stablecoin conversions.
Zero-Volatility Stablecoin Settlements
Regardless of what asset the customer chooses to pay with at checkout, merchants can configure their self-hosted crypto payment gateway to settle exclusively in stablecoins. This process occurs seamlessly at the infrastructure layer:
- USDT (Tether): Supported across Tron (TRC-20), Binance Smart Chain (BEP-20), and Ethereum (ERC-20). We strongly recommend TRC-20 and BEP-20 for instant stablecoin settlements with sub-cent network routing fees.
- USDC (USD Coin): Fully supported on Polygon, Ethereum, and Solana networks, providing a highly audited, regulated fiat-equivalent asset directly into your non-custodial wallet.
When an invoice is generated for $100, the protocol ensures you receive exactly $100 in USDT or USDC, completely neutralizing market volatility and protecting your profit margins.
Privacy Coins for Operational Security (OpSec)
In high-risk commerce sectors such as VPN provisioning, offshore hosting, and digital privacy tools, absolute anonymity is often a core requirement for the end-user. The zero-KYC payment gateway fully supports decentralized privacy networks:
- Monero (XMR): The industry standard for untraceable cryptographic transactions. XMR payments mask both the sender, receiver, and transaction amount on the public ledger.
- Zcash (ZEC) & Dash: High-speed privacy networks offering shielded transactions and instant confirmations.
High-Throughput Layer 1 Networks
To prevent checkout abandonment caused by high gas fees (such as those historically seen on the Ethereum mainnet), the gateway actively prioritizes high-throughput blockchains. Customers can finalize invoices in seconds using native assets on Solana (SOL), Polygon (MATIC), Tron (TRX), and Binance Smart Chain (BNB). This multi-chain compatibility ensures that no matter where the customer's liquidity is parked, they can complete the checkout process without bridging assets or encountering network friction, maintaining a 0% chargeback risk.